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Farmers’ Health Cooperative of Wisconsin is dedicated to serving farmers and agribusiness.

In order to be eligible to join FHCW, you must:

  • Be between 18 and 64 years old*,
  • Live or work in Wisconsin, and
  • Be actively at work in production agriculture whereby at least 66 percent of income is derived from farming. 'Actively at work' is defined as working a minimum of 30 hours per week on a regular basis and not on a temporary (less than six months) or substitute basis. For purposes of calculating hours worked per week, documentation will be required to verify the wage (applicant must be receiving at least minimum wage). 
  • An agribusiness must be a business enterprise providing direct services to production agriculture in Wisconsin subject to approval by the cooperative. 
  • Administrative Fee: For coverage beginning on or after January 1, 2008, the fee to join the cooperative is $12 per farm family or employee, per month. The $12 will be included in your monthly premium, and will be used for the cooperative's administrative expenses.
  • Capitalization Payment:  State law requires that members invest in the Farmers' Health Cooperative by making a capitalization payment, payable when joining the cooperative.  

*unless you are part of an agribusiness

Benefit Summary for POS Delta Dental Application Form Membership Application
Benefit Summary for $2500 HSA FHCW Dental Acknowledgement Form Employee Census Form
Benefit Summary for $5000 HSA Application for FHCW Employer Application Form
Benefit Summary for Delta Dental Health Questionnaire  

Farmers' Health Cooperative of Wisconsin is a Co-op Care initiative brought to you by Cooperative Network. FHCW health insurance plans will be managed by Agri-Services Agency which offers coverage through Anthem. We are grateful for support from the UW School of Medicine and Public Health’s Partnership Fund for a Healthy Future; AgStar Financial Services; USDA Rural Development; and the Wisconsin Department of Agriculture, Trade and Consumer Protection.

© 2013 Farmers' Health Cooperative of Wisconsin