Insurance Products

To learn more call:
1-800-539-9370
or fill out form under Learn More.

Health Insurance
At last! A health insurance program designed to address the needs and wants of farmers and agribusiness at an affordable price.
Farmers’ Health Cooperative of Wisconsin offers individual farmers and agribusiness several cost-effective benefit plans that are designed to meet your needs.
Take advantage of these features:
• Guaranteed issue—you cannot be denied insurance for existing health conditions
• Coverage for work related injuries
• Multiple plans to choose from with deductibles that range from $300 to $5,000
• Tax deductible health savings account (HSA) compatible plans
• Affordable premiums
• Predictable, stabilized premium rates
• First dollar preventive care coverage
• Prescription drug coverage
• Maternity coverage
• Freedom to choose your own provider
• 24-hour nurse line
• Co-op buying power

Accident Benefit
Our plans include a $2,000 benefit to cover medical expenses resulting from accidents, including reimbursement of deductible and co-payments incurred.

Vision Plan
Our plans contain a vision program offered by a national vision provider with convenient locations in stores such as Sears, J.C. Penney, Target and Pearle Vision. The benefit includes exam and eyewear coverage.

Downloadable PDFs
Click on the links below to download the documents.
Benefit summary - HSAs
Benefit summary - PPOs

Farmers Health Cooperative of Wisconsin is a Co-op Care initiative brought to you by the Wisconsin Federation of Cooperatives. FHCW health insurance plans will be managed by Agri-Services Agency which offers coverage through Aetna, one of the nation's top five insurance companies. We are grateful for support from the UW School of Medicine and Public Health’s Partnership Fund for a Healthy Future; AgStar Financial Services; USDA Rural Development; and the Wisconsin Department of Agriculture, Trade and Consumer Protection.